At Loanie, we see ourselves as financial partners, not just brokers. We’re not only just about getting you the funding as soon as possible but take the time to really get to know you, understand your needs, and tailor a financial solution that fits like a glove.

Loanie has been the go-to support for countless Aussies and friends from overseas, helping them turn life’s aspirations into reality. Whether it’s a working asset, managing cash flow, or a personal loan, consider it done! Our team isn’t just here for the paperwork; we’ve got hearts of gold and live by values of integrity and transparency.

So, at Loanie, rest easy knowing you’re not just a client; you’re part of our community. Your financial journey is in good hands with us, where the human touch meets financial expertise.

While our expertise lies in business loans, we pride ourselves on being specialists in a diverse array of financial services, including car loans, leisure loans, and personal loans. Our dedicated team, comprising experts from various industries, is well-equipped to handle a broad spectrum of requests.

Whether you’re eyeing an exotic car or in need of financing for a bulldozer, dreaming of setting sail on a yacht or hitting the waves on a jet-ski, planning to upgrade your car or invest in a motorcycle, or even seeking assistance with a personal loan or navigating the challenges of bad credit, consider it done!

Our team is ready and eager to cater to your unique needs, ensuring a comprehensive and tailored financial solution that suits your individual requirements.

Because if you go to a bank or lender directly, they will only need to consider themselves, and the product they offer, over the client’s best interests. Going to the wrong bank or lender may result in a decline if one of your hundred criteria does not meet their lending guidelines, resulting in impacted credit reporting, and affecting your future loan application.

As a broker, we are required by statutory obligation to act in the best interest of their clients – not the lenders and not themselves. This is called the “Best-Interest Duty”, which sets us apart from a bank or lender.

At Loanie, we start off by understanding your circumstances and requirements, and compare that to our 30+ lenders (still counting) to ensure criteria are met. We do not consider one, but all options, and proceed with the most suitable one for you to ensure the greatest chances of approval.

We are the expert and specialist in this field, just like if you own a Lamborghini, you generally don’t take it to the local MyCar for maintenance or attempt to do it yourself (unless you know what you’re doing), you will prefer to trust a specialist who work with a Lamborghini every day. That’s the same with finance.

The turnaround time will vary between lenders. Some may provide feedback within a couple of hours, and some may take a couple of days. At Loanie, we’re responsible for providing the Lenders with all the information they require for assessment to ensure no delay and aiming for approval at first go.

We tend to know when a lender will have their quiet period, and when they can get extremely busy, therefore, if our broker suggests you put through the application now, it’s generally the best time to go forward.

Also, forgive us for asking too many questions something, as we know the information provided could help secure approval with a faster turnaround time.

Not at all. If someone told you that it is difficult getting a loan because you’re self-employed probably went to the wrong lender for approval.

As a business lending specialist, we have many lenders on our panel that will favor self-employed applicants, and some will only consider a self-employed audience.

Having bad credit does mean we have less lenders to select from, but it is not the end of the world!

There are many lenders on our panel who specialize in applications that aren’t perfect, so we may still get you the asset you’ve been dreaming about.

All we need is for the client to be transparent about their credit history. If we can see an improvement since your previous adverse, then we will try our best to help!

Not at all, nor do you have the obligation to proceed further!

Applying with Loanie does not impact your credit score. As we are trusted partners with Equifax, we can request a copy of your credit report directly from them, without lodging an additional enquiry on your credit file, resulting in a lower score.

This is a great advantage compared to applying with a lender directly, where they will lodge an enquiry on your credit reporting the moment you hit that submit button. Multiple hard inquiries within a short period can impact your score, but Loanie minimizes this.

All our applicants will go through the application process, and we will obtain a copy of their credit file, prior to determining which is the most suitable lender to apply with.

Do note that, once we have submitted the application to the lender, that’s when the enquiry will appear on your credit reporting.

Easy! Simply click on the “Apply Now” button found at the top of the page, as well as the bottom. Register for an account and follow the prompt to complete your details. Once we receive your application, we will be in touch with the next step.

Thank you for putting your trust in us!