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Welcome to Loanie Finance.

We are your local finance specialist, specialize in all aspect of business and personal lending. Our goal is to get you the most suitable product, with minimal hassle.

Get a Quote now

*No obligation, and it won’t affect your credit score.

How We Can Support You.

We are here to simplifying the journey of loan process. Our expert team provides comprehensive finance solutions tailored to your needs.

Below are just some of the services we specialize in.

Our Unique Approach

We put your best interest at heart.

At Loanie Finance, we’re not just finance brokers, We’re financial architects. We don’t settle for ‘One-Size-Fits-All’, as we believe everyone’s circumstances are different. We aim to craft financial success stories, one client at time, with a personalized approach.

Challenging or no credit history? We’re willing to help.

Applied but never heard back from the bank? Not here.

Don’t waste your time. We will do the research for you.

What We Won’t Do

Our goal is to raise the overall standard of acquiring finance, so you won’t have to go anywhere else.

At Loanie Finance, we refuse to treat you like just another number. We won’t drown you in endless paperwork, keep you waiting for updates, or confuse you with jargon. We won’t hide fees, push unsuitable products, or pressure you into decisions that don’t feel right. We won’t leave you in the dark, waste your time, or abandon you when things get tough.

Most importantly, we won’t compromise on honesty, transparency, or care. By knowing what we won’t do, you can trust we’ll always focus on what matters most.

No poor communication and overly technical jargon here. We promise to keep clear communication, with plain English advice.

We treat you like a person, and not just a number. We want what’s right for you and will never pressure sell you something just for extra profit.

We will never ever, offer a loan product that is unsuitable for you. We believe in Duty of Care, that when you ask for our assistance, we should prioritise your need.

Apply Now

Just some our Lending Partners

And other Companies we also work with

Our Process are so easy, you can do it at any time, at
anywhere!

You start by clicking Apply Now,
Complete the application by following the instructions.

This will not impact your credit score at all.

We will do all the leg work, speaking to not just 1, but our 50+ lenders panel.

Why go with an “okay” offer, when you can go for the best?

If you provide everything we need, the funding could come through in less than 24 hours!

Subject to lenders guideline and how busy they are of course!

Apply Now!

We know that sometime, trust needs time to build.

So, we like to share with you some of our customer feedback.

FAQs

Just some questions that our client ask often.

1. What, or Who is Loanie?

Loanie, which can be interpretated as Loan-ie, where the ie stands for i.e. also stand for the Latin ” id est “, or ” that is “. The meaning of Loanie is just simply put, ” that is ” Loan, or ” that is ” finance.

We wanted to keep things simple, and nothing is simpler that telling you a loan, is a loan. We do not sugarcoat or trying to tell you how beautiful it is to take out a loan. No upselling something you don’t need or telling you to sign something you do not understand. We want to first understand your needs and want first, before doing anything else. that is, what that is.

We do not sell ice to Eskimo here, as we believe selling is only reasonable, if we are offering something you need.

We wanted to see ourselves as your financial partners, not just brokers. We’re not only just about getting you the funding as soon as possible but take the time to really get to know you, understand your needs, and tailor a financial solution that fits like a glove.

2. What kind of loans do you facilitate?

While we are a frequent patron for business loans, we pride ourselves on being specialists in a diverse array of financial services, including car loans, leisure loans, and unsecured personal loans. Our dedicated team, comprising experts from various industries, is well-equipped to handle a broad spectrum of requests.

Whether you’re eyeing an exotic car or in need of financing for a bulldozer, dreaming of setting sail on a yacht or hitting the waves on a jet-ski, planning to upgrade your car or invest in a motorcycle, or even seeking assistance with a personal loan or navigating the challenges of bad credit, consider it done!

Our team is ready and eager to cater to your unique needs, ensuring a comprehensive and tailored financial solution that suits your individual requirements.

3. What’s the benefit of applying with Loanie? (Over Banks or Dealership directly?)

Often when you go to a bank, dealership or lender directly, they will only offer you the only product they offer, without consulting your need. Why? It is because if they do, and your need does not align with the product they are offering, they have no alternate solution other than losing you as a customer. This is why you always get that invisible pressure when dealing with them, because they are trying to push you a product not tailored for you.

Going to the wrong bank or lender may result in a decline if one of your hundred criteria does not meet their lending guidelines, resulting in impacted credit reporting, and affecting your future loan application, when we can take a more flexible approach.

As a broker, we are required by statutory obligation to act in the best interest of their clients – not the lenders and not themselves. This is called the “Best-Interest Duty”, which sets us apart from a bank or lender.

At Loanie, we start off by understanding your circumstances and requirements and compare that to our 50+ lenders (still counting) to ensure criteria are met. We do not consider one, but all options, and proceed with the most suitable one for you to ensure the greatest chances of approval.

We are the expert and specialist in this field, just like if you own a Lamborghini, you generally don’t take it to the local MyCar for maintenance or attempt to do it yourself (unless you know what you’re doing), you will prefer to trust a specialist who work with a Lamborghini every day. That’s the same with finance.

4. How long does it typically take to get a loan approval through Loanie?

The turnaround time will vary between lenders. Some may provide feedback within a couple of hours, and some may take a couple of days. At Loanie, we’re responsible for providing the Lenders with all the information they require for assessment to ensure no delay and aiming for approval at first go.

We tend to know when a lender will have their quiet period, and when they can get extremely busy, therefore, if our broker suggests you put through the application now, it’s generally the best time to go forward.

Also, forgive us for asking too many questions something, as we know the information provided could help secure approval with a faster turnaround time.

5. I’m Self-Employed, does that makes my application more difficult?

Not necessary. Unless you want to take out a personal loan for business use, or a business loan for a personal use. Don’t make sense right? I agree. But if you are one of them, we are here to help and provide the right recommendation accordingly.

If someone told you that it is difficult getting a loan because you’re self-employed probably went to the wrong lender for approval, or don’t have the basic understanding of your need and requirement.

As a lending specialist, we have many lenders on our panel that will favor self-employed applicants, and some will only consider a self-employed audience.

6. I may have bad credit now or in the past and was rejected by the bank. Can you still help?

Having bad credit does mean that there will be less lender that will consider your application, but it is not the end of the world!

There are many lenders on our panel who specialize in applications that aren’t perfect, so we may still get you the asset you’ve been dreaming about, or the funding you need for various purposes.

All we need is for the client to be transparent about their credit history. If we can see an improvement since your previous adverse, then we will try our best to help!

7. Will applying with Loanie impact my credit score?

Not at all, nor do you have the obligation to proceed further!

Applying with Loanie does not impact your credit score. As we are trusted partners with Equifax, we can request a copy of your credit report directly from them, without lodging an additional enquiry on your credit file, resulting in a lower score.

This is a great advantage compared to applying with a lender directly, where they will lodge an enquiry on your credit reporting the moment you hit that submit button. Multiple hard inquiries within a short period can impact your score, but Loanie minimizes this.

All our applicants will go through the application process, and we will obtain a copy of their credit file, prior to determining which is the most suitable lender to apply with.

This is why our customer love us, as we understand some time, you just need a bit of a guidance. We have customer came back to us 6 months later, and finally ready to proceed!

Do note that, once we have submitted the application to the lender, that’s when the enquiry will appear on your credit reporting.

8. How do I apply for a loan with Loanie?

Easy! Simply click on the “Apply Now” button found at the top of the page, as well as the bottom.

Follow the prompt to complete your details. Once we receive your application, we will be in touch with the next step.

Thank you for putting your trust in us!

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Have a Question in mind? Book a time.

Talk to a Specialist!

Welcome to Loanie Finance.

How We Can Support You.

Business Lending

Consumer Loan

Personal Loan

Other Services

Our Unique Approach

What We Won’t Do

Just some our Lending Partners

And other Companies we also work with

Our Process are so easy, you can do it at any time, atanywhere!

We know that sometime, trust needs time to build.So, we like to share with you some of our customer feedback.

FAQs

Subscribe to our Newsletter

Helpful Guide and Newsletter

Hello world!

Hello world!

Have a Question in mind? Book a time.

Our Process are so easy, you can do it at any time, at
anywhere!

We know that sometime, trust needs time to build.

So, we like to share with you some of our customer feedback.