Set Sail with Confidence – Discover the Perfect Marine Loan with Loanie!
Anchor your aspirations in reality with our flexible financing for boats and yachts.
No obligations, and it won’t effect your credit score.
Some Of Our Lending Partners
How It Works?
Our hassle-free process are tailored to get you behind the wheels as soon as possible.
Consultation
Your marine journey starts with a consultation with Loanie. We’ll discuss your marine financing needs, credit status, and your dream voyage.
Loan Matching
Using our vast network and expertise, we’ll connect you with a range of marine loan options that align with your criteria.
Application and Approval
Once you’ve selected the ideal loan, we’ll guide you through the application process for a smooth approval.
Hoist the Anchor!
With your marine loan secured, you’re one step closer to hoisting the anchor and setting sail. Loanie will be with you throughout the process, making your aquatic dreams a reality.
Dreaming of life on the water, cruising on your own boat or yacht?
Loanie can help you make that dream a reality. We specialize in finding the ideal marine loans, ensuring you embark on your aquatic adventure with confidence.
Your marine adventure is within reach, and Loanie is here to make it happen. Don’t settle for anything less than the perfect vessel and the ideal loan. Take the first step toward the freedom of the open water by contacting us today. With our knowledge and dedication, you’ll soon be cruising the waves of your dreams while keeping your finances on course.
Loans from $8,000 to $250,000
Loan Terms from 2-7 years
Approvals in as little as 24 hours*
Can I apply for a Marine Loan?
The document every lender requested may vary, but as a general rule of thumb, the applicant must meet the below minimum requirements
Age
Are you over 18 years of age?
Income
Are you receiving regular income?
Borrow
You would like to borrow $8,000+
Credit History
Defaults or discharged bankruptcy considered
Marine loan repayment calculator.
$
years
%
Your Monthly estimated repayments
$566.14
Total interest paid:
$33,968.22
Total amount to pay:
$3,968.22
Happy Customers
Hear what our customers have to say
FAQs
Common Questions Answered
What types of boats can I finance with a marine loan?
At Loanie, we offer financing for various types of boats, including new and used motorboats, sailboats, yachts, and personal watercraft. We can help you find the right loan for the boat that suits your needs.
What if my credit history is less than perfect?
We can help you too. Loanie specializes in finding options for individuals with less-than-perfect credit. Don’t let a challenging credit history discourage you from getting the boat of your dream.
Can I get pre-approved for a marine loan?
Yes, getting pre-approved for a marine loan can give you a clear idea of your budget and enhance your negotiating power with sellers. We can assist you with the pre-approval process to make your purchase smoother.
Can I finance boat accessories and equipment with a marine loan?
Yes, some marine loans allow you to finance boat accessories and equipment as part of the loan. We can help you explore these options to ensure your boat is fully equipped for your needs.
What is the difference between a secured and unsecured marine loan?
A secured marine loan uses the boat as collateral, which can result in lower interest rates and higher borrowing amounts. An unsecured loan does not use collateral but may have higher interest rates and lower borrowing limits. We can help you decide which option is best for you.
Can I use a marine loan to buy a boat from a private seller?
Yes, you can use a marine loan to buy a boat from a private seller. We will guide you through the process to ensure a smooth transaction and protect your interests.
We will also check to ensure the value of the boat meet its conditions, as well as finance owing and if it has been previously stolen or written-off.
How does the age of the boat affect the loan terms?
The age of the boat can impact the loan terms, with newer boats typically qualifying for better rates and longer terms. We can help you find the best loan options regardless of the boat’s age.
Can I include boat insurance in my marine loan?
Some lenders allow you to include boat insurance as part of the loan. We can help you explore this option and find the best insurance coverage to protect your investment.
If you have any further questions or need personalized advice, feel free to contact us at Loanie. We’re here to help you navigate the marine loan process and find the best financing solution for your needs.
Helpful guides on Consumer loans
4 reasons to choose Loanie for your finance needs
Competitive Rates for Smooth Sailing
We recognize that interest rates significantly impact your monthly expenses. We work tirelessly to secure loans with competitive interest rates, ensuring you enjoy your time on the water without overspending.
Marine Loan Experts
At Loanie, our team of financial specialists has a deep passion for marine lifestyles. We understand the unique dynamics of marine loans, and we’re here to guide you to the perfect loan for your watercraft.
Extensive Marine Network
Over the years, we’ve established strong relationships with lenders who specialize in marine financing. This network allows us to explore a wide range of loan options to match your vessel’s value.
Effortless Approval Process
Waiting is the last thing you want when you’re eager to set sail. With Loanie, you’ll experience an efficient approval process, so you can enjoy the marine life sooner.
Ready to get started?
Get in Touch now
For a consultation and let’s find the perfect car loan for you!