Find the Best Car Loans with Loanie and Drive Home with Savings!
Take the fast lane to car ownership with our expert financing assistance!
No obligations, and it won’t effect your credit score.
Some Of Our Lending Partners
How It Works?
Our hassle-free process are tailored to get you behind the wheels as soon as possible.
Consultation
Start by reaching out to Loanie for a consultation. We’ll discuss your car financing needs, credit situation, and budget.
Loan Matching
Using our extensive network and expertise, we’ll match you with a selection of car loan offers that fit your criteria.
Application and Approval
Once you’ve selected the loan that suits you best, we’ll walk you through the application process to ensure swift approval.
Drive Your Dream Car!
With your car loan approved, you’re one step closer to driving off the lot in your dream car. Loanie will be with you every step of the way to make this process smooth and hassle-free.
Are you in the market for a new set of wheels?
Securing the right car loan can make all the difference in the world. At Loanie, we specialize in helping you find the most competitive car loans tailored to your needs. With our expertise, you’ll not only get behind the wheel of your dream car but also save big in the process.
Your dream car is within reach, and Loanie is here to make it happen. Don’t settle for less. Take the first step toward a brighter, more mobile future by contacting us today. With our expertise and dedication, you’ll soon be cruising in the car of your dreams while saving money along the way.
Loans from $8,000 to $500,000
Loan Terms from 2-7 years
Approvals in as little as 24 hours*
Can I apply for a Car Loan?
The document every lender requested may vary, but as a general rule of thumb, the applicant must meet the below minimum requirements
Age
Are you over 18 years of age?
Income
Are you receiving regular income?
Borrow
You would like to borrow $8,000+
Credit History
Defaults or discharged bankruptcy considered
Car loan repayment calculator
$
years
%
Your Monthly estimated repayments
$566.14
Total interest paid:
$33,968.22
Total amount to pay:
$3,968.22
Happy Customers
Hear what our customers have to say
FAQs
Common Questions Answered
How much can I borrow for a car loan?
The amount you can borrow depends on your income, credit history, and the value of the car. We can help you determine your borrowing capacity after a quick assessment of your financial situation. At Loanie, we value honesty, and will never ask you to borrow more than what you need.
What if I have bad credit or no credit?
We can help you too. Loanie specializes in finding options for individuals with less-than-perfect credit. Don’t let a challenging credit history discourage you from getting the car you want.
Can I refinance my current car loan through Loanie?
Absolutely. We can help you refinance an existing car loan to secure better terms and lower interest rates, potentially saving you money.
Do I need a deposit for a car loan?
While some lenders may require a deposit, it’s not always necessary. However, having a deposit can lower your loan amount and potentially reduce your interest rate. We can discuss options that fit your financial situation.
How much can I borrow for a car loan?
The amount you can borrow depends on factors such as your credit worthiness, income, and the cost of the vehicle. Lenders typically offer loans ranging from a few thousand to hundreds of thousands of dollars.
What documents do I need to apply for a car loan?
Generally, you will need proof of identity, proof of income, and details about the car you intend to purchase. We can provide a detailed checklist to ensure you have everything needed for a smooth application process.
How does my credit score affect my car loan application?
Your credit score plays a significant role in determining your loan approval and interest rate. A higher score and previous good repayment history generally results in better loan terms, however, that is not always the case, as we also deal with non-bank lenders who value your current circumstance than your past. We can guide you on how to improve your credit score if needed and find the best loan options available.
Remember, applying with Loanie alone will not impact your credit score!
Can I get pre-approved for a car loan?
Yes! Getting pre-approved for a car loan can give you a clear idea of your budget and strengthen your negotiating position with dealerships. We can assist you with the pre-approval process.
In fact, 90% of our client approaches us for pre-approval, before they start looking for a car!
Helpful guides on Consumer loans
4 reasons to choose Loanie for your finance needs
Competitive Interest Rates
We understand that interest rates play a crucial role in your monthly payments. We work tirelessly to find loans with the most competitive interest rates, ensuring you save money over the life of your loan.
Customized Solutions
We don’t believe in a one-size-fits-all approach. Your financial situation is unique, and we treat it as such. Whether you have excellent credit, a few dings, or are a first-time car buyer, Loanie can help.
Extensive Network
We have a vast network of reputable lenders, including banks, credit unions, and online lenders, allowing us to access a wide range of loan options to find the perfect fit for your car purchase.
Quick Approval Process
With Loanie, you won’t have to wait for weeks to hear about your loan approval. Our efficient process ensures you can hit the road in your new car sooner.
Ready to get started?
Get in Touch now
For a consultation and let’s find the perfect car loan for you!