Fueling Your Business Dreams – Explore Business Loans with Loanie

Yes, we have options tailored to startups and new entrepreneurs, especially if you have already spent some time within the same industry. Loanie will guide you through the process and help you launch your business with confidence.

Loanie offers a range of business finance solutions, including cash flow loans, term for inventory and tax debt, term loans, equipment finance for income-generating assets, and high-end corporate loans of up to $2 million. Speak with our consultant regarding your need and we will tailor the best financials package for you.

Generally, you’ll need identification, and an active ABN/ACN.

While there are many lenders out there that doesn’t require financials for equipment loan, a proof of business revenue is generally require for non-secured business loan. Requirements may vary based on the type of loan and your circumstances.

Some lenders evaluate your financial statements for capacity, while some others would use your bank statement to determine revenue, or even self-declared income without any financial as well. Based on your requirement, our consultant will guide you to the most suitable lender to ensure a smooth and quick transaction.

Yes, some lenders offer finance to businesses with bad credit, but terms may include higher interest rates, shorter repayment periods, or the need for collateral

Repayment frequency for business loans can be weekly, fortnightly, or monthly, depending on the lender and your agreement. The best option aligns with your business’s cash flow patterns. For example, consistent weekly revenue might favor weekly payments, while businesses with less frequent income might prefer monthly repayments. Discuss options with us to ensure affordability.

Yes, pre-approval provides an estimate of how much you can borrow based on a preliminary review of your financial situation. It’s not a guarantee but gives you clarity on potential loan terms and boosts confidence when negotiating with suppliers. Final approval depends on further assessment, so ensure you provide accurate information during pre-approval.

We have many clients that receive a pre-approval amount much higher than their anticipation, which in return, able to construct a more aggressive plans to scale their business. 

Certainly! We can assist you in refinancing your current business loans to secure better terms and potentially reduce your monthly payments, helping your business grow while staying financially sound.